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  • The Current Reinsurance Market and What Term Writers Need to Consider
    The Current Reinsurance Market and What Term Writers Need to Consider This article presents the ... article presents the author's views on how direct writers of term insurance should view and monitor ...

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    • Authors: Pasquale Rulli
    • Date: Mar 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Reinsurance>Life reinsurance
  • Term Conversions – A Reinsurer’s Perspective
    be underestimated if not carefully evaluated. Direct Writer Term Conversion Considerations Because ... given to the agent. Pricing Impacts There are two primary ways to cover the additional cost of anti-selective ...

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    • Authors: Anthony Zajac
    • Date: Jun 2012
    • Competency: Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Chairperson’s Corner: Election Time
    policy (or if you happened to be in an early primary/caucus state it may seem that the presidential ... the voters we serve—some will care most about the “price,” others care most about the long-term value ...

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    • Authors: John Currier
    • Date: Oct 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Annuities; Life Insurance
  • An Integrated Product Approach for the Retirement Planning Market
    level of guaranteed retirement benefits to meet primary needs. This product utilizes a fund-based approach ... product should offer nothing to distract from the primary purpose of the policy—income/morbidity cov- erage ...

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    • Authors: Jeyaraj Vadiveloo, Marianne C Purushotham
    • Date: Jun 2009
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Product Matters!
    • Topics: Annuities; Health & Disability>Disability insurance; Life Insurance
  • Serving Up Life Insurance Products to the Middle Market
    “Is There Magic in the Middle Market.” News Direct Jan. 2010, Issue No. 61. 2 ibid 3 ibid 4 ibid 5 ... to half of current sales are a result of these direct distribution channels: mail, Internet, tele- phone ...

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    • Authors: Winston Hall
    • Date: Oct 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Equity-Indexed Universal Life “The Devil’s in the Details”
    from their “bread-and-butter” product line. The primary hurdle to entering the EIUL market may be an administrative ... agents on a new concept can take time, effort and care. When appointed to bring an EIUL product from concept ...

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    • Authors: David Weinsier
    • Date: Aug 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Insights Into Life PBR Emerging Practices
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Kevin Carr, Andrew Radel, Chris Whitney
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
  • Product Development, Product Matters!, Issue 112, April 2019
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Society of Actuaries
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Product Matters!, August 2020, Issue 118
    guaranteed income product (SPIA or GLWB) is a direct hedge of longevity risk. The longer an annuitant ... values to be available for distribution is the primary concern of the buyer. Within this category are ...

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    • Authors: Society of Actuaries
    • Date: Aug 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Chairperson’s Corner
    Phillip J.T. Cernanec...................1 Long-Term Care Topics, Part I of II by Michael S. Abroe....... ... .11 (continued on page 2, column 1) Long-Term Care Topics by Michael S. Abroe Chairperson’s Corner ...

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    • Authors: Philip J Cernanec
    • Date: Mar 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance